Strange But True: Government Subsidies for Death

The U.S. government will pay me for dying and contribute to cremation costs? Yup – it’s true. A government subsidy for dying…oh my. Well, it’s not as morbid as it would seem at first glance.

If you are a U.S. resident and the recipient of Medicaid benefits, you could be eligible to receive up to $1500 toward funeral costs. It’s not a blank check and there are stipulations, so let’s see what the government will contribute to helping say farewell to a loved one:

  • If you are 65 and over, you’re eligible for the entire $1500 funeral benefit via Medicaid, providing you were authorized for Medicaid benefits at time of death.
  • If you are under 65 and pass, your maximum Medicaid benefit is $1000.
  • The catch? Your funeral costs cannot exceed $2500 TOTAL and the balance must be paid by your family or another source.
  • And? You can’t have any pre-planning or pre-paid funeral benefits in place.

Now, it’s important to note that a funeral home can’t insist on cremation due to lower costs. Any recipient of the Medicaid funeral benefit is entitled to a full burial and many cemeteries have special sections allocated for persons being buried at a minimal expense.

Here are some resources for you to check out:

Resident of Colorado? Here’s the Colorado Department of Human Services information on burial assistance.

Information for Massachusetts Residents on assistance with funeral expenses.

The easiest way to find information on funeral assistance for eligible parties in your state is to do a web search. If you key in “[state] Medicaid Funeral expense” you should be well on your way to a great list of resources to assist you in your time of need.

So, yes. It’s strange, but it’s true – there are government subsidies for death to help defray funeral expenses for qualified parties!

So what say you? Do you have any strange but true facts to share with the Une Belle Vie readership? We’d love to hear from you. Leave a comment below and a relevant link if possible!

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